Which type of vehicle typically qualifies as a 'Passenger Vehicle'?

The correct choice of 'Passenger Vehicle' typically refers to standard automobiles like sedans and SUVs because these vehicles are specifically designed to transport people rather than goods or cargo. Passenger vehicles usually have seating for multiple occupants, a comfortable interior, and features geared towards passenger convenience and safety.

In contrast, heavy-duty trucks primarily focus on carrying heavy loads and are engineered for durability and performance in hauling rather than passenger comfort. Cargo vans, while they may have seating, are mainly constructed to facilitate the transportation of goods, which disqualifies them from being categorized as passenger vehicles. Farm tractors are designed for agricultural tasks and are not intended for passenger transport at all, further distinguishing them from the definition of a passenger vehicle.